The genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations. As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested guiding light, our core values which we passionately uphold give us a sense of purpose and direction not only in our professional but in our private lives also. These values summarized are based on three pillars; (Great) People, (Continuous) Innovation and the (Ideal) Culture.
Role Summary
- We’re looking for a Portfolio Risk Analyst who combines strong data analysis skills with hands-on portfolio and credit risk experience.
- You’ll monitor, analyze, and improve our loan and lease portfolios, identify credit risks, track trends, strengthen collections, and deliver clear, data-backed insights that drive smarter decisions and reduce losses.
Key Responsibilities
- Analyze loan and lease portfolios using data-driven methods to identify risk, trends, and opportunities.
- Monitor key credit risk metrics (PD, LGD, EAD) and recommend portfolio adjustments.
- Track defaults, concentration risk, and stress losses to inform risk strategies.
- Build, maintain, and deliver high-quality dashboards and reports for management.
- Ensure compliance with credit and risk policies.
- Collaborate with and oversee collections teams to optimize debt recovery processes.
- Provide actionable insights that improve credit quality, portfolio performance, and decision-making.
- Train team members on emerging risk trends, data tools, and best practices.
Key Requirements
- Bachelor’s degree in Finance, Accounting, Economics, Data Science, or a related field.
- 5+ years experience in portfolio risk, credit risk, or collections, with strong data analysis background.
- Expertise in credit risk management, portfolio analytics, and loan performance monitoring.
- Advanced Excel skills; experience with data visualization tools (Power BI, Tableau) is a plus.
- Proven ability to combine analytical insights with practical risk management actions.
- Experience supervising or collaborating closely with collections teams.
- Strong analytical thinking, problem-solving, communication, and decision-making skills.
Core Skills:
- Risk Management
- Portfolio Management
- Credit Risk Analysis
- Data Analysis / Reporting
- Collections & Debt Recovery
What Success Looks Like:
- Portfolio risk exposure reduced and performance improved.
- Accurate, timely, and actionable data-driven risk reports.
- Optimized collections outcomes and stronger compliance.
- Insights that management can confidently act on to improve credit quality.
Method of Application
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