Lead, Credit Modeller & Data Scientist at Rosabon Financial Services

Rosabon Financial ServicesLagos, Nigeria Data and Artificial Intelligence

Full Time

Rosabon Financial Services Limited is the leading Financial Intermediary and Equipment Leasing firm in Nigeria, a subsidiary of Concept Group Nigeria. Licensed by the CBN ON April 22, 1993, we have built a reputation for passionately and professionally delivering innovative and superior financial services to our growing clientele by providing value added lease financing services across different sectors of the economy. With over N2.2 billion in assets - a 400% increase between 2006 and 2011 - we are a driven organization uniquely poised for growth. As a world class organization, we adopt only international best practices in our business operations. We have efficient Risk management and Internal control systems set in place to ensure that all transactions are scrutinized and regulatory requirements are met. The success of Rosabon Financial Services is attributed to our emphasis on customer satisfaction, integrity, professionalism and our utmost commitment to excellence. As a long standing member of the Equipment Leasing Association of Nigeria (ELAN), our business is backed by sound financial packages and expert advice tailored to suit our client's needs. Our Strategy Over the years, we have achieved great feats by developing world class financial products suited to the different business environments. Our products are designed to meet the diverse demands of our growing clientele. We strive to offer a comprehensive range of financial products and services. We believe that as a non-banking financial institution, our advantage is that we provide a range of sophisticated financial products to the market. We offer a broad array of financial solutions that provide an entry to a target market and we leverage on industry specific expertise that we have built over the years in key vertical markets - Financial Services, Manufacturing and Distribution, Retail, Telecommunications and Technology - to increase market share in these industries. Our Mission To be Nigeria's foremost development finance institution that continuously provides innovative financial products whilst surpassing stakeholder's expectations. Our Vision To create the largest leasing and boutique finance mediation company in Nigeria. At Rosabon, our values are a signature of our innovation, creativity and excellence. This innovative culture is the driving force behind our business and as a subsidiary of The Concept Group, we ride under the same umbrella of ethics, which have been developed into the acronym CONCEPT, completely defining who we are.

Job Summary

The Lead, Credit Modeller & Data Scientist oversees the development, validation, and optimization of credit scoring models, risk analytics frameworks, and data-driven decision systems.
This role ensures that the organization adopts advanced statistical and machine learning techniques to enhance credit underwriting, customer segmentation, early warning systems, and portfolio performance.
Are you an expert in credit risk modelling, IFRS 9, and machine learning?
We’re looking for a senior data scientist who can build PD, LGD, and EAD models, develop AI-driven credit decision engines, and lead analytics that improve loan performance and portfolio risk strategy.
If you have experience building credit scorecards, predictive risk models, and automated underwriting systems, this role is for you.

What You’ll Do

Lead development of credit scoring models (application, behavioral, collections)
Build PD, LGD, EAD models aligned with IFRS 9
Deploy machine learning models for credit risk and fraud detection
Develop automated credit decision engines
Drive portfolio analytics, stress testing, and default forecasting
Lead a team of modellers and data scientists.

Criteria